A wedding day is one of the most important and memorable occasions in one’s life, full of happy emotions and expectations. But as we know, with every big event there comes great responsibility so that everything goes smoothly. That’s why wedding insurance is just what it sounds like, it’s there to help a couple feel calm and confident, knowing their big day is safe from certain costly disasters.
Furthermore, in the case of engagement and wedding rings which are infrequent purchases and hold great sentimental and actual value, proper jewellery insurance is important. To assist you in preserving your memories as well as the emblems of your love, at Marlow’s Diamonds we understand that safety is not restricted to the brightness of your big day.
Engagement and wedding rings have a high price and sentimental value so losing your precise ring can be disheartening on your big day. Here’s why wedding ring insurance should be a priority:
Accidental Loss- Misplacing the diamond ring is a nightmare that most couples will not wish for. This is specifically easy to happen, especially in the course of a certain activity or during travelling if the rings are not appropriately sized. The engagement ring insurance policy makes it possible that in case the piece is lost, it can be reimbursed using your insurance amount without straining a lot.
Theft- Jewelry especially engagement rings and wedding bands are costly and, thus, can be snatched by thieves. Its unique diamonds insurance covers you while at home or while on a trip, meaning that even if your rings are stolen, they can be replaced immediately.
Damage and Repairs- Real life happens and no matter how much we try to keep our rings beautiful, they get abused – stones fall off, the bands bend or they get scratched. A good diamond policy takes care of the expense of having your ring fixed or redecorated to its pristine state.
Worldwide Coverage- When planning to travel there is a need to make sure that wherever you go your ring is fully covered. A majority of diamond insurance policies in the UK allow the ring to receive coverage regardless of the country you are in – whether on your honeymoon or a business trip.
A wedding, in the broadest sense of the term, entails coordinating factors such as service providers, food and beverage, costume and more. However, citizens and stakeholders need to know that despite the best planning and preparation something may go wrong. Here are some reasons why couples might need marriage insurance:
Vendor Issues- Wedding insurance should cover deposits, entitle the policyholder to recover lost costs, and aid in selecting other services.
Venue Problems- Wedding insurance allows you to ascertain another place where your wedding will take place and can reimburse you the amount of money that will have been used in the event that the occasion could not take place.
Illness or Injury- In case the bride, groom or any other close relation of the couple falls sick or gets an injury before the wedding, insurance helps in offsetting for postponement of the wedding so that one can redo it without a major loss.
Weather-Related Disruptions- That is why outdoor weddings are great, but still – the attitude of the climate cannot be controlled.
At Marlow’s Diamonds, we believe that you should insure your ring as soon as you buy it. Here are the steps you can take:
Get an Appraisal- The first thing that you need to do in order to insure your ring is to get it appraised by a professional jewel. This will provide you with the actual value of the ring, a fact that will guarantee your insurance company that you are fully covered for the value of the ring. At Marlows Diamonds, all our pieces are appraised by professional appraisers.
Select a Specialty Jewellery Insurance Company- primary homeowners or renters’ insurance may also provide jewellery coverage, but this option is usually restricted. Other than this, it is also advisable to go for services from different wedding rings and diamond insurance firms since they offer insurance on loss, theft and even damage to the jewellery.
At Marlow’s Diamonds, we know how hard one can work to earn things in life and that’s why we do not take the security of your valuables lightly. Hopefully, it can give you the knowledge you need to properly insure your wedding rings, engagement rings and other valuable pieces of jewellery so that you don’t have to be worried and can freely enjoy your marriage as long as you want. As a marriage preparation or engagement or simply, to guard your ring, insurance should be one of the options you endeavour. After all, the best way to enjoy your love story is with the confidence that your most meaningful possessions are protected.
